Edwing Dangelo, Life is a Runway >

New Jersey Capital Access Fund

loan terms

  • Between 36 and 60 months
  • Borrow up to $150,000
  • Fixed, competitive interest rate for the life of the loan (Interest rates are determined by the length of the loan and will not exceed 12%)
  • No origination fees
  • No prepayment penalties
  • No specific collateral required


  • Operate in the state of New Jersey
  • Have fewer than 50 employees
  • Have an annual revenue of $10 million or less
  • Have been in business for at least one year prior to the date of application
  • Demonstrate the ability to repay the loan through cash flow
  • Business or nonprofit

flexible spending

  • Payroll
  • Supplies
  • Rent
  • Utilities
  • Marketing
  • Advertising
  • Other business expenses

Since my first loan with Ascendus, I have increased my staff, the number of children I can serve, and raised my credit score by 90 points.

The Ascendus loan kept me from going bankrupt. Through the loan I paid my employees, my rent, my bills, and bought the inventory to keep my restaurant open.

Through the Ascendus loan, I became the owner of my own clinic. Now I can treat whoever I want, whenever I want, in a space that is my own.

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