YaSheka Taylor, A+ Nursery and Daycare >

Childcare Business Loan

If you are a licensed childcare provider of more than 3 years and are only require a loan of no more than $25,000, take advantage of our Fast Track process (specific requirements below).

requirements for the Childcare Fast Track Business Loan:

  • Access up to $25,000 in fast track financing at a fixed interest rate (12.99-13.99%) within 48 hours if you have been operating for more than 3 years. No paperwork required to apply!
  • Must be a licensed family childcare provider
  • Licensed for 3+ years*
  • May have ‘0’ credit score (for those with no credit), or a minimum of 575 FICO score
  • Other requirements may apply

Learn more in our FAQs.

*If you’ve been licensed for less than 3 years, apply for a Business Term Loan.

the impact of access to childcare

Childcare is one of the most important investments we can make in the future. Access to affordable, quality childcare provides a triple bottom line to communities: children who benefit from early education; parents who benefit from participation in the workforce; and childcare providers who create jobs and income for themselves and their employees. Daycares provide over 4 million children and parents with opportunity every day, but access and affordability are still challenges – half of American families don’t have access to affordable childcare. Investing in the growth and strength of the small businesses who provide childcare is more important than ever.

“Since my first loan with Ascendus, I have increased my staff, the number of children I can serve, and raised my credit score by 90 points.” — Ybelia Almonte, DCAG Daycare, Bronx NY


Read Ybelia’s Story

Since my first loan with Ascendus, I have increased my staff, the number of children I can serve, and raised my credit score by 90 points.

The Ascendus loan kept me from going bankrupt. Through the loan I paid my employees, my rent, my bills, and bought the inventory to keep my restaurant open.

Through the Ascendus loan, I became the owner of my own clinic. Now I can treat whoever I want, whenever I want, in a space that is my own.

become our partner in childcare

Ensuring that every parent has access to affordable, quality childcare requires a coalition: a network of clients, partners and donors working together to provide every childcare business with the needed resources to serve both themselves and their communities.

Ascendus is working to build that coalition: to connect the individuals and organizations that together, can bring security and opportunity to our country’s children and parents. Partner with us today and help us in bringing this mission to life.

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