Ruby Bucaro >

Charlotte Growth Fund

loan terms

  • Loan amounts from $5,000 to $50,000
  • Monthly principal and interest payments
  • Fixed interest rates, for the life of the loan
  • Rates between 10% and 12%, depending on loan size
  • Origination fees will range from 3% to 5%
  • No prepayment penalties


  • Located in the city of Charlotte
  • Ability to repay the loan through documented cash flow
  • Minimum FICO score of 575 or no established credit
  • Not engaged in lending, speculation, pyramid sales, gambling, tobacco, cannabis, adult entertainment, or any industry prohibited by federal law

flexible spending

  • Equipment
  • Payroll
  • Utilities
  • Rent
  • Supplies
  • Marketing
  • Advertising

Since my first loan with Ascendus, I have increased my staff, the number of children I can serve, and raised my credit score by 90 points.

The Ascendus loan kept me from going bankrupt. Through the loan I paid my employees, my rent, my bills, and bought the inventory to keep my restaurant open.

Through the Ascendus loan, I became the owner of my own clinic. Now I can treat whoever I want, whenever I want, in a space that is my own.

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