Ruby Bucaro >

No Cost Term Life and AD&D Insurance

Ascendus Offers New Clients No-Cost Insurance Protections

Receive $50,000 of Life Insurance and $50,000 of AD&D Insurance at no additional cost

At Ascendus, we understand that supporting financial ascension goes beyond providing access to high-quality loans. That’s why—in partnership with Resilient—we are offering new and returning clients insurance policies where we will cover all costs to help protect them from unplanned financial challenges. Without insurance, a death or critical injury of a family member can be financially devastating. But with an Ascendus loan, new and returning clients who qualify can receive $50,000 of Term Life insurance and $50,000 of Accidental Death and Dismemberment (AD&D) insurance at no additional cost to protect their household from the financial impacts of a serious accident. Additionally, our Term Life insurance includes an accelerated death benefit. This allows a policyholder to receive cash advances up to 50% of the amount of the policy (up to $25,000) in the case of being diagnosed with a terminal illness.

Why are we providing this insurance that you will not have to pay for? Because you are our client and our mission is to help protect your future and support financial ascension for all of our clients. To that end, we strive to provide a more attractive and competitive product to our clients that both builds up their businesses and helps protect their financial future.

Interested in becoming an Ascendus small business client?

Not sure if a loan is for you right now? Check out additional business resources here!

How to Receive No-Cost Insurance

Step 1: To be eligible you must be
a) a new or returning Ascendus client, 18-64 years old
b) a resident of New York State, and
c) one of the first 500 clients to apply for a loan, sign up and have your loan approved
*Note that insurance benefits are dependent on you obtaining a loan from Ascendus

Step 2: Sign up for an account within 30 days of closing your loan. If you don’t sign up within 30 days, you will not be eligible at any time.

Step 3: Make your first loan payment. Insurance will be active the following month. You will not be asked any medical questions or be required to take any tests.

Step 4: Make on-time loan payments every month to keep your coverage active. If you miss a payment on your loan, you will lose insurance coverage for the following month. But you can restart coverage by getting current on your loan within 120 days.

Once your insurance is active and you continue to make on-time loan payments, you will continue to receive $50,000 in Term Life and $50,000 in AD&D coverage with no additional cost for the entire duration of your loan.

Why is insurance important for small businesses?

Insurance from Ascendus and Resilient—where planning for your financial future just got that much easier.

The process was easy and very convenient, it was perfect.

The experience of working with Ascendus was awesome, particularly the excitement they showed in my progress and in my business.

sign up for our newsletters