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About Ascendus

Ascendus is a nonprofit small business lender working to create economic opportunity by providing entrepreneurs with access to the capital and the business support they need to create and grow healthy enterprises and contribute to thriving local economies. Ascendus empowers low-to moderate-income business owners through access to capital and financial education. Since opening our doors in 1991, Ascendus has provided more than $200 million in capital to 25,000 small businesses owners across the country, creating or sustaining over 96,800 jobs within local communities. For more information, see https://www.ascendus.org/about/


Using past underwriting practices, our current policies/guidelines, analytical skills, and sound judgment, the Underwriter’s role is to decide whether or not and on what terms to extend a loan to a small business owner. While supporting the organization’s lending goals, the Underwriter is also responsible for ensuring we maintain a quality portfolio.  The Underwriter works with the lending and loan service teams and reports to the Credit Risk Manager as part of three-person team that evaluates up to 150 loans a month.  Huge potential for thought leadership and growth.


  • Review up to 50 loan submissions and approve up to $500,000 per month
  • Consistent with policies and procedures and good business judgment
  • Maintain three (3) business day turnaround from submission to UW to loan approval
  • Maintain portfolio quality of 4% delinquency (30-day) or lower
  • Perform monthly credit quality analysis on active loan portfolio, as needed by Credit Risk Manager


  • Communicative:
    • Speaks and writes clearly and articulately without being overly verbose or talkative
    • Maintains standard language in all forms and manners of written communication, including e-mail
    • Reaches out to peers and cooperates with supervisors to establish an overall collaborative working relationship
  • Analytical:
    • Able to structure and process qualitative or quantitative data and draw insightful conclusions from it
    • Exhibits a probing mind and achieves penetrating insights
    • Able to produce significant output with minimal wasted effort
  • Organized:
    • Plans, organizes, schedules, and budgets in an efficient, productive manner
    • Focuses on key priorities
    • Effective planner
  • Detail Oriented:
    • Does not let important details slip through the cracks or derail a project


  • Alignment with core values of adaptability, dedication, empathy, inclusion, integrity and passion
  • BA/BS degree required with concentration in business, economics, and/or finance
  • Strong proficiency in Microsoft Office including Excel, Word, and PowerPoint


  • Work experience in the financial service industry
  • Working knowledge of Salesforce application
  • Bilingual in English and Spanish


  • Competitive salary depending on experience
  • 100% employer paid medical, dental and vision premiums (savings of $6K – $12K per annum)
  • Robust medical plan has $0 deductible and 0% co-insurance
  • Additionally, each employee receives $1,500 employer paid HRA card for wide range of medical-related expenses such as co-pays, prescriptions, etc.
  • Eligible for 401(k) participation after thirty (30) days of employment
  • Participation in Success Share Plan (a profit-sharing plan)

To apply

  • Write a cover letter explaining how your skills match Ascendus’s needs and organizational values
  • Submit cover letter and resume to [email protected]
  • Qualified and selected applicants will receive a case study as part of the selection process

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